To help you build healthy savings habits, DailyPay offers many free tools to help you save your money in the way that works best for you. DailyPay users who have access to these features are welcome to use any combination of these features at any time.

Automatic Savings (AutoSAVE) Feature

AutoSAVE is a feature that allows you to set aside a portion of your paycheck so it can be sent to a second bank account of your choice, such as a savings account. These earnings are not included in the DailyPay Balance but instead are reserved to be sent to said bank account on payday.

How to use Automatic Savings (AutoSAVE)

To take advantage of this feature, please log in to your account and navigate to the Settings page.

Once you click on Settings, navigate to the section called Automatic Savings.

In this window, you will enter the amount you want to set aside each pay period as well as select the bank account that you’d like those funds to go to on payday. You can choose to send this money to your primary bank account or add a different one.

Just a Quick Note: Your DailyPay Balance will not update/increase until your reported earnings surpass the amount you elected to set aside as ‘Automatic Savings.’ For example, if you choose to set aside $200 every pay period, only after your pay period earnings exceed $200 will the DailyPay Balance update.

DirectSAVE

DirectSAVE makes saving your own money as easy as an early transfer. This free, one-time savings feature allows you to remove money from your DailyPay Balance as a savings deposit to arrive at the bank of your choice on payday.

How to use DirectSAVE

To use DirectSAVE, simply select the amount of your DailyPay Balance you would like to save for payday on your Home screen, then select the "Add to Savings" button. Review the confirmation screen, then select "Complete Savings Deposit". The money you save is now in your "Savings Vault" and will appear in the bank account you chose on the appropriate upcoming payday.

Change your mind? You can empty your Savings Vault early using the steps in the Withdrawing from Savings article.

If you need to make sure a certain amount is saved for payday for all of your upcoming paychecks, not just the next one, try the Automatic Savings Feature instead!

RoundupSAVE

With RoundupSAVE, your early transfers can be a tool for saving. During any early transfer, you can choose up to $10 of your DailyPay Balance to be saved for payday in your Savings Vault at the same time for free. This money will be removed from your DailyPay Balance, and will appear in the bank account of your choice on your Remainder Pay day.

How to use RoundupSAVE

To use RoundupSAVE, just before confirming your transfer by selecting "Complete Transfer", look for the "Savings" row and select "Change". Choose the amount you want to save and where you want it sent on your payday, then select "Ok". Review the confirmation screen to ensure you have selected the correct amount before selecting "Complete Transfer".

Change your mind? You can empty your Savings Vault early using the steps in the Withdrawing from Savings article.

Please note, whatever you choose to RoundUp Save will be sent directly to your Savings Vault in your PAYTM, and not be part of the Next Day or Now transfer direct to your bank account or debit card on file.