The Text Emojis is a payment feature that allows you to transfer your earnings to your debit card instantly. As you work and your earnings are reported by your employer, you will have the option to send a text and receive money to your debit card. You may transfer up to $100 dollars by texting any 5 emojis to 66867; 1 emoji equals $20. If your balance is $0.00, that means that there are no reported earnings to transfer and that you would have to work to have a balance to transfer via the Text Emojis feature.